I recently noticed that full CACEA members require E&O insurance.  The ERS admin procedures s. 4.2.1 state a SO's duties include:

"possess at minimum, two million dollars in general liability insurance and ensure subcontracted personnel also possess such coverage for the duration of their licence agreement."

I can find no requirement for E&O in any of the ERS docs.  Does an EA even have any E&O exposure when providing the basic service or renovation upgrade service?  I did some legal searches, and I could find no record of an EA ever getting sued.

Does anyone know why CACEA has a requirement for E&O?